Mortgage Blog

Customer for life and relationship building in all my clients and network of influences.
7 Smart Strategies to Help Save Money on Your Mortgage

7 Smart Strategies to Help Save Money on Your Mortgage

June 21, 2024 | Posted by: Rolando Villa

Hello, and welcome to our blog! If you're reading this, chances are you're looking for ways to make your mortgage more manageable. Whether you're a first-time homebuyer or a seasoned homeowner, findin ... [read more]

How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians

How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians

June 7, 2024 | Posted by: Rolando Villa

The Bank of Canada recently made headlines by lowering its interest rates for the first time in over two years. This decision has significant implications for Canadians, particularly t ... [read more]

June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points

June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points

June 5, 2024 | Posted by: Rolando Villa

The Bank of Canada today reduced its target for the overnight rate to 4¾%, with the Bank Rate at 5% and the deposit rate at 4¾%. The Bank is continuing its policy of balance sheet normalization. ... [read more]

When to Consider a Private Mortgage: A Guide for Canadian Homebuyers

When to Consider a Private Mortgage: A Guide for Canadian Homebuyers

May 23, 2024 | Posted by: Rolando Villa

Navigating the world of Canadian mortgages can be scary, especially when traditional lenders, like banks and credit unions, close their doors. This is where private mortgages come into play. For ... [read more]

Home improvement: Which projects boost your property value?

Home improvement: Which projects boost your property value?

May 9, 2024 | Posted by: Rolando Villa

For many homeowners, home improvements aren't just about creating a more comfortable living space - they're also key to boosting property value. Here are the home improvement projects that offer the h ... [read more]

5 Great Ways to Improve Your Credit Score

5 Great Ways to Improve Your Credit Score

May 8, 2024 | Posted by: Rolando Villa

As a mortgage professional, we often work with clients who are eager to improve their credit scores. A higher credit score not only increases your chances of getting approved for a mortgage bu ... [read more]

RRSP Home Buyers Plan

RRSP Home Buyers Plan

April 24, 2024 | Posted by: Rolando Villa

In 2024, the Canadian government made significant changes to the Registered Retirement Savings Plan (RRSP) Home Buyers' Plan (HBP), aiming to make homeownership more accessible, particularly for ... [read more]

Paying off your mortgage early - The Pros and Cons

Paying off your mortgage early - The Pros and Cons

April 10, 2024 | Posted by: Rolando Villa

Certainly! Paying off your mortgage early is a significant financial decision that many Canadians grapple with. It can be an appealing goal, offering both financial freedom and peace of mind. That sai ... [read more]

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10, 2024 | Posted by: Rolando Villa

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. The Bank ... [read more]

The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

March 27, 2024 | Posted by: Rolando Villa

Navigating the world of mortgages can sometimes feel like trying to predict the weather in Canada: just when you think you've got it figured out, things change. But unlike the weather, understanding ... [read more]

Share This Page On:

Top