Category: Mortgage Tips & Advice (13 posts)
How to Handle a Mortgage After a Separation or Divorce
February 10, 2021 | Posted by: Rolando Villa
Mortgage Life After Separation and Divorce Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial conseq ... [read more]
Reverse Mortgages – Impact on Heirs
September 9, 2020 | Posted by: Rolando Villa
How do Reverse Mortgages Affect Canadian Heirs? For Canadian seniors, there is a great way to get the most out of the equity in their homes. Home prices tend to rise, and equity builds in the prope ... [read more]
When Is Mortgage Refinancing a Bad Idea?
June 10, 2020 | Posted by: Rolando Villa
Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when inter ... [read more]
5 Smart Ways to Use a Home Equity Line of Credit
April 22, 2020 | Posted by: Rolando Villa
For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ... [read more]
What should you consider when refinancing your mortgage?
April 8, 2020 | Posted by: Rolando Villa
Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ... [read more]
Should You Pay Off Your Mortgage Early?
February 26, 2020 | Posted by: Rolando Villa
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ... [read more]
How to Improve Your Chances of Being Approved for a Mortgage
December 24, 2018 | Posted by: Rolando Villa
For most first time home buyers, obtaining a mortgage is a crucial part of the purchasing process. However, being approved for a mortgage is often easier said than done. It can be disheartening to f ... [read more]
The Pros And Cons Of Reverse Mortgages - A Quick Guide
November 28, 2018 | Posted by: Rolando Villa
No matter how carefully you plan, life can put a dent in your retirement funds. A life-altering accident or illness can turn your life upside down. Dipping into your retirement to meet uncovered expen ... [read more]
.jpg)
Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else?
September 26, 2018 | Posted by: Rolando Villa
When getting a home mortgage, if you can afford higher payments, often the option of a 15-year loan instead of one of 30 years is an option. It can be an enticing idea to know that you'll be free of a ... [read more]
Real Estate: How to Refinance a Mortgage with a Bad Credit Score
July 11, 2018 | Posted by: Rolando Villa
There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For ... [read more]
Planning to Refinance Your Mortgage? Ask These 4 Questions First
April 11, 2018 | Posted by: Rolando Villa
Deciding to refinance is a crucial financial move that can help you make significant savings. When you plan properly, do your research, and take time to evaluate where you stand financially, you'll be ... [read more]
4 Strategies That Can Help You Get PreApproved
March 6, 2018 | Posted by: Rolando Villa
So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es ... [read more]
5 easy ways to be mortgage free sooner!
February 20, 2018 | Posted by: Rolando Villa
We all know that paying off a mortgage as early as possible makes good financial sense. You’ll save significant interest costs and free up money for RRSPs and other investments, and changing l ... [read more]
